About Vivapaydayloans
Viva Payday Loans allows customers in the United States to have quick and easy access to the market of payday loans direct lenders only. Simply fill in your information, and we’ll do the rest of the work for you. Requests take 2 minutes, and a decision is provided instantly.
Are You Eligible to Borrow Money at Viva Payday Loans?
Here’s what you need to qualify:
- Valid ID;
- 18 years of age or older;
- Active bank account;
- Proof of your regular income (you must earn at least $1,000 per month);
- Proof of residential address.
Getting Quick Cash - How to Apply for The Best Payday Loans in the USA
If you’re ready to get started with your loan application, it’s as easy as 1-2-3. No, really, there are just three steps! Here they are:
1.Choose the Loan Amount & Term
Consider your financial situation and then select how much you want to borrow and how long you want to pay it back over. Keep in mind that our loan amounts range from $100 to $5,000, and the terms we offer range from 2 to 24 months. We urge you to be realistic at this point – borrowing more money than you can afford will only negatively impact your credit in the long run and put you in a tricky financial spot.
2. Capture Your Details
Now that you’ve got the money selection out of the way, it’s time to give us all the info required to verify that you do, in fact, qualify for a loan. Our online application form will ask you for things like your personal details, your banking details, employment and income information, and a list of your monthly expenses. Don’t worry – we keep this information between you, us, and the lender. The entire process is confidential and secure.
3. Receive a Decision & Your Cash
If you’ve got two minutes to spare, that’s how long it will take to receive a decision on your request. If a third-party independent lender can offer you a loan, you’ll be directed to them to complete the process. They may request further supporting documentation from you at this stage, so have your pay stubs, bank statements, proof of address, and ID handy. If all goes according to plan, you will be sent a loan contract. Read the terms and conditions, familiarize yourself with the repayment schedule and then sign it. Once that’s settled, the money will be in your account within 24 hours.
How Long Does Viva Payday Loans Take to Approve a Loan Application?
You will receive a decision concerning the loan within two minutes after submitting your application form. Upon approval, you will be directed to the lender’s website, where you can complete the process. You will receive your money via direct e-transfer within 24 hours after signing and finalizing the agreement.
How Long Will I Have to Pay the Loan Back?
With a no credit check loans direct lenders at Viva Payday Loans, terms range from 2-24 months.
How Do I Make Payments on My Loan?
Repayments are usually made via direct debit from your bank account. The lender will set this up with your permission.
Can I Pay Off My Loan Early?
It’s great that you wish to pay your loan off early, but we want to remind you that some lenders will charge early payment fees or early exit fees. When paying off your loan outside of the agreement, consider the terms of your loan to avoid extra fees. Questions can be addressed at any time by contacting the lender directly.
