About Pesoredee
PesoRedee is a loan company that uses financial technology to serve its customers better. Currently, our service exists 100% online. We believe that a purely online service will bring our loan product efficiently and equitably to more customers.
We provide fast and easy service financial solutions to every Filipino’s financial needs without office visits, collateral and complex approval process or waiting in a queue.
PesoRedee offers an inventive, consistent and quick way to deal with customer loan products, enabling us to adjust to your changing needs – serving you with high business morals and transparency.
4 Easy Steps to get a Cash Loan
1. Apply for Loan
- Complete the application process in 3 minutes
2. Wait for approval
- In a few minutes you will receive our decision thru SMS or call
3. Get money
- You'll receive money in less than 5 minutes (using InstaPay)
4. Make repayment
- Pay via Gcash, at 7-11, via online banking or via 5000+ branches nationwide.
What are the requirements in applying for a loan?
Customers must be:
- Between 22 to 70 years old.
- Currently employed or with a steady source of income.
- Have any of ids: TIN, Passport, PRC, UMID, SSS, Driver’s License.
- All customers should have a valid Bank or E-Wallet (Gcash, Paymaya or Grabpay) account.
What is the processing time for disbursements?
We use Instapay as our default disbursement channel. We will disburse the loan to your account in less than 10 mins after you get approved.
If for some reason Instapay will not be able to process your transactions we automatically make another attempt through Dragonpay. You will be informed via SMS.
You can see the disbursement channel on the last step of your application.
What are the interest rate and charges?
For fees and interest, study the terms and conditions and the disclosure statement before proceeding with the loan transaction.
For our first time customers we offer zero interest and no processing fee loan. Try our service for free!
What will I do if I do not receive the money?
If you experience any delay in collecting your approved loan, please refer to the processing time of disbursement.
You can also coordinate with your bank to check your account.
You can also go to contact us and send us a message to check your account.
How to repay?
You can pay your loan through these 3-payment option.
- Over-the-counter
- Online Banking
- E-wallet
Choose your desired payment option and channel then follow the instructions. We recommend paying through 7/11 & GCash for real time posting.
For full details click pesoredee.ph/en/loan-repayment.
What if my loan declined?
We are sorry that your application was declined. We do not disclosed the reason for approving and disapproving loan application. You can still try to re-apply after 7 days.