About Credy
Credy is an online service that will help you borrow money in a fast, secure and personalized way. We partner with the best credit companies, all integrated into a single system for your maximum benefit.
So, by submitting just one form, you will have access to the best offers available on the market. Lenders will compete to offer you the best deal.
Our goal is to help you find the best and cheapest deal possible.
Why use Credy?
Easy, fast and secure
- No fine print, full transparency and security.
No payment guarantees
- Say goodbye to payment guarantees and paperwork. Our process is 100% online and hassle-free.
Always the best offers
- No more wasting time and money searching for the best loan offers, we do it for you.
Applying for a loan is easy, in 3 simple steps
1. Complete the form
Complete a simple form by putting in some basic information. You will be asked to fill in your personal information.
2. Data-verification
We will perform some quick checks. Please have your cell phone in hand. In some cases multiple verifications will be required.
3. Get your money
Once the form is completed and your identity is verified, you will get the best offer from one of our lenders we partner with.
What are the requirements to apply for a loan?
- Be over 18 years of age
- Reside in the country
- Have an account in a bank in Philippines
- Mobile phone number
- Birthdate
*Your ID, Passport and/or photo may be required for verification purposes.
How long does it take for the money to arrive?
This depends of each lenders internal processing procedures. But in general, if the request has been approved before 3:00 p.m., the money will be deposited that same evening. Only if there are technical difficulties or it is requested on holidays could the payment be delayed. If you request the loan on a Saturday afternoon, you would receive the money on Monday morning.
How should the loan payment be made?
The way to make the payment is the one agreed upon with the lender. Each provider defines the conditions for making said payment.
What happens if I can't pay my loan?
If you have difficulties paying the loan payment during the repayment period, immediately inform the company providing the loan. The lender may offer payment methods to avoid non-payment of the installments. These cases imply the accrual of additional commissions and interest. If all payments are not made, the credit institution has the right to transfer your debt to a collection agency.
