Welcome to MyCredy, a platform designed to help you compare loan offers from various trusted lenders in Malaysia. By accessing or using our services, you agree to comply with the following Terms of Use. Please read them carefully before using our platform.
Services Provided
MyCredy is a loan comparison platform. We do not issue loans directly but connect users with reputable lenders. Our service enables you to:
- Compare loan offers from different lenders based on your financial needs.
- Apply for loans through third-party lenders via our platform.
User Responsibilities
When using MyCredy, you are responsible for:
- Providing accurate information: You must ensure that all personal and financial details you provide are true and up to date.
- Understanding loan terms: It is your responsibility to carefully review loan agreements, including repayment terms, interest rates, and fees, before accepting any offers.
- Repaying loans on time: Once you accept a loan offer from a lender, you are bound by the repayment terms of that lender.
Privacy and Data Use
We are committed to protecting your privacy. By using MyCredy, you agree to our Privacy Policy, which governs how we collect, use, and protect your personal data. We do not share your data with third parties without your consent, except where necessary to provide the services requested (e.g., sharing information with lenders).
Third-Party Links
Our platform may include links to third-party websites, including lender websites. We are not responsible for the content, security, or practices of these external sites. Always review their terms and conditions before engaging in transactions.
Disclaimer
MyCredy makes no guarantees about the availability or suitability of loan offers displayed on the platform. Loan approval is solely at the discretion of the lender, and we cannot guarantee that you will be approved for any loan.
Modifications to Terms
MyCredy reserves the right to modify these Terms of Use at any time. Updates will be posted on our website, and continued use of the platform implies acceptance of the updated terms.
Contact Us
If you have any questions or concerns regarding these Terms of Use, please contact us through the MyCredy website
