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Personal Loans

Online loan
  • up to RM 2,000 First loan
  • RM 500 - RM 5,000 Amount
  • 21 - 70Age
  • 92 days - 6 months Term

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Personal Loans in Malaysia with MyCredy 

At various points in life, we may need extra financial support. Whether it's for an emergency, medical expenses, home repairs, or even for consolidating debt, personal loans provide a convenient way to access the funds you need quickly. MyCredy offers an easy platform to compare personal loan offers from various lenders, helping you find the right solution for your needs. 

Cost Example 

For example, if you borrow RM 1,000 for 3 months, your monthly repayment would be RM 348.33, with the total repayment amounting to RM 1,045, and an Annual Percentage Rate (APR) of 18%. 

Loan Criteria 

To apply for a personal loan through MyCredy, you must meet the following requirements: 

  • Be at least 18 years old; 
  • Be a Malaysian resident; 
  • Have a stable income; 
  • Have an active bank account where the funds will be deposited. 

These basic criteria make it easy for most users to access the financial resources they need in a timely manner. 

Steps to Get a Loan on MyCredy 

  1. Compare Loan Options: Browse the variety of loan offers available and choose the one that best suits your financial situation and repayment capability. 
  2. Submit Your Application: Fill in your personal and financial details directly through the online application form in the app. 
  3. Review and Approve: Carefully read through the loan terms, including the interest rate, repayment schedule, and any fees. Once you're satisfied, approve the agreement. 
  4. Receive Your Loan: After your loan is approved, the funds will be transferred directly to your bank account, typically within a few hours. 

MyCredy simplifies the loan comparison process, making it easy to find the right personal loan for your needs. With clear and transparent terms, MyCredy ensures you get the financial assistance you need, quickly and without hassle. Apply for a personal loan today and take control of your finances with MyCredy! 


Find Your Ideal Personal Loan at MyCredy.com - Compare and Save!

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